NJANG
This Insurance offers the public a new form of cover presented in a package of four to six insurance products for health, home, travel insurance and even business cover against fire risks and civil liability. It is :
- Njang Zen
- Njang Prestige
- Njang Business
As a general rule, the subscriber (individual). However, his or her spouse, not legally separated, their minor or adult children, any minor usually living under the family roof.
Depending on the package chosen, the Njang Zen contract covers the insured against several of the guarantees below:
- MULTI-RISK HOUSING
Its purpose is to guarantee to an owner and / or tenant the coverage of his accommodation and / or building, of its contents, against the risk of fire and related damage that may occur on a daily basis.
- HEALTH
This insurance guarantees the reimbursement or coverage of the costs incurred by the insured as a result of a covered illness or accident within the limits of the guarantees provided for in the contract. The admission of a patient to a hospital center must be decided by the attending physician or the medical adviser. Reimbursements are made up to an annual ceiling of 150,000 FCFA for all diseases combined in accordance with the scale of public and religious hospitals in Cameroon (list of public and conventional hospitals selected and published)
Report the accident to one of our agencies across the country within the time limits.
When a good is damaged during a disaster, the expert assesses the value of the good on the day of the disaster, ie after deduction of a percentage of obsolescence (seniority, normal wear and tear, etc.) This is called the "value of use "(household furniture: furniture, appliances, clothes, TV, etc.).
In the event of an accident, compensation is paid in accordance with the choice made during subscription.
- A completed multi-risk proposal questionnaire
- A completed Family Illness questionnaire
As a general rule, the subscriber (individual). However, his or her spouse, not legally separated, their minor or adult children, any minor usually living under the family roof.
Depending on the package chosen, the ZenITHE Njang Prestige contract covers the insured against several of the guarantees below:
- CIVIL LIABILITY HEAD OF THE FAMILY
The pecuniary consequences of Civil Liability that may fall to the insured by application of articles 1382 to 1386 of the Civil Code due to damage caused by the personal act of the insured, the persons under his responsibility.
- MULTI-RISK HOUSING
Its purpose is to guarantee to an owner and / or tenant the coverage of his accommodation and / or building, of its contents, against the risk of fire and related damage that may occur on a daily basis.
- TRAVEL INSURANCE
Its purpose is to cover the consequences of incidents that may occur before and during your travels, trips and stays abroad for a maximum period of 20 days .
- HEALTH
This insurance guarantees the reimbursement or coverage of the costs incurred by the insured as a result of a covered illness or accident within the limits of the guarantees provided for in the contract. The admission of a patient to a hospital center must be decided by the attending physician or the medical adviser. Reimbursements are made up to an annual ceiling of 200,000 FCFA for all diseases in accordance with the scale of public and religious hospitals in Cameroon (list of public and conventional hospitals selected and published)
Report the accident to one of our agencies across the country within the time limits.
When a good is damaged during a disaster, the expert assesses the value of the good on the day of the disaster, ie after deduction of a percentage of obsolescence (seniority, normal wear and tear, etc.) This is called the "value of use "(household furniture: furniture, appliances, clothes, TV, etc.).
In the event of an accident, compensation is paid in accordance with the choice made during subscription.
- A completed multi-risk proposal questionnaire
- A completed Family Illness questionnaire
As a rule, the subscriber (Company manager). However, his spouse, not separated from body, his minor or adult children, any minor usually living under the family roof.
Depending on the package chosen, the ZenITHE Njang Business contract covers the insured against several of the guarantees below:
- INDIVIDUAL ACCIDENTS
The purpose of this insurance is to repair the damage suffered by the insured persons following an accident during professional or private life. (Adult only)
- CIVIL LIABILITY HEAD OF THE FAMILY
The pecuniary consequences of Civil Liability that may fall to the insured by application of articles 1382 to 1386 of the Civil Code due to damage caused by the personal act of the insured, the persons under his responsibility.
- MULTI-RISK HOUSING
Its purpose is to guarantee to an owner and / or tenant the coverage of his accommodation and / or building, of its contents, against the risk of fire and related damage that may occur on a daily basis.
- BUSINESS MULTI-RISK
Fire damage and risks associated with his office or business their content (furniture, computer and office equipment, technical equipment, exterior fittings, etc.).
- TRAVEL INSURANCE
It aims to cover the consequences of incidents that may occur before and during your travels, trips and stays abroad for a maximum period of 30 days .
- HEALTH AND MEDICAL EVACUATION
Financial risks of care in the event of illness exposed in Cameroon or abroad
NB: You will benefit from a free biometric card upon subscription, for stress-free support in our conventional centers
Case of coverage under the Care Abroad Guarantee
The support intervenes when there is an emergency and unavailability of treatment on Cameroonian territory.
It is subject to the agreement of the ZenITHE INSURANCE medical adviser with the insured's doctor.
In the event of medically verified medical evacuation, the insured may benefit from assistance insurance.
- Transport of the sick or injured back and forth without limitation and at the request of the attending physician
- Support for the beneficiary
- Return to Cameroon after convalescence
- Repatriation of the body in the event of death
- Search and reservation of a place in a hospital environment
- Reception and transfer of the sick or injured
- Checks in case of recommended health need
Each of the persons concerned by this policy receives a certificate which they must keep with them.
This card shows the convention number and a 24-hour telephone number, from which you can get help if needed.
Report the accident to one of our agencies across the country within the time limits.
When a good is damaged during a disaster, the expert assesses the value of the good on the day of the disaster, ie after deduction of a percentage of obsolescence (seniority, normal wear and tear, etc.) This is called the "value of use "(household furniture: furniture, appliances, clothes, TV, etc.).
In the event of an accident, compensation is paid in accordance with the choice made during subscription.
- A completed multi-risk proposal questionnaire (MRH and MRC)
- A completed Individual accident questionnaire
- A completed Family Illness questionnaire
- A RC Business Manager proposal questionnaire